This blog post explains what CDs are, how they differ from traditional savings accounts, what types of CDs are available, and how to compare and choose the best CD rates. It also gives tips on creating a CD ladder, keeping track of CDs, and avoiding early withdrawal penalties.

Low interest rates discourage savings and make it difficult to reach savings goals quickly. However, there are ways to earn a high interest rate on savings accounts and beat inflation. This article shows some of the ways.

A financial goal should include a written plan of what you want to achieve, how and when you want to achieve it. It basically states how you expect to make and spend your money over a period.

A financial goal should include a written plan of what you want to achieve, how and when you want to achieve it. It basically states how you expect to make and spend your money over a period.

A budget shows the inflow and outflow of money for a person, business, or organization. It shows the health of one’s finances and it can help you plan.

Having debt negatively impacts your financial freedom as a portion of your earnings goes towards servicing the debt. So, one of the first things you do to attain financial freedom is pay off your debt.

While financial freedom may mean different things, it generally means having enough savings, financial investments, and accessible cash to afford the lifestyle desired.